October 6

Social Security attorney Downriver, Michigan

 

Cracking the code to winning your Social Security case probably seems about as easy as winning the lottery.  According to the federal government’s commercials and Internet advertising, filing a Social Security claim is easy to do on your own.  That’s what they want you to believe, but in reality, if you don’t have the support of a reputable law firm behind you, you’ll probably spend months, if not years, just spinning your wheels.  Whether you’re applying for SSI or SSD benefits, the results are usually the same:  claim denied.  If you aren’t “in the know” about the hundreds of laws that apply to Social Security benefits, you will have an extremely difficult time processing your claim.  Even after you’ve filled out mountains of paperwork and submitted all the proofs you think you need, you still wind up right back where you started.  Since many times SSI or SSD benefits may be the only income for some during difficult times, it is critical to make sure your case is handled properly by legal experts.  If you live in Downriver, Michigan, the only place to call is Downriver Lawyer.  We specialize in filing and winning Social Security cases.  We’re the best at what we do – we won’t even take a case we don’t think we can win.  Plus, you don’t have to fork out a penny until your case is settled.  How’s that for peace of mind?

Been denied SSI or SSD benefits?  Not anymore

If you’ve been denied once, twice, or even three times by the Social Security Administration, enough is enough.  You’re probably tired of receiving endless letters and emails explaining why some loophole you weren’t aware of is preventing you from winning your case.  Once you’ve called Downriver Lawyer, our team of attorneys will meet with you one-on-one to gather all the pertinent information necessary to move your case forward quickly.  Our legal experts are armed with more than 20 years of experience filing SSI and SSD claims.  We have access to the latest changes in Social Security law as well as resources the average individual can’t find without a law degree.  We’re recognized for turning a denial into an approval, in less time than you’d think.  We get right to work on your case to ensure you will receive your benefits as soon as possible.

What’s the difference between SSI and SSD?

A lot of people are confused about these categories of benefits.  Here’s a simplified definition:

SSI or Social Security Income is a federally funded supplemental income program for the elderly, blind, or disabled to help pay for basic food, shelter, and clothing needs.

SSD or Social Security Disability is a federal program that assists individuals with disabilities who qualify for insurance benefits based on the amount of Social Security earnings they’ve accumulated.

Both programs have complex application processes many people can’t seem to navigate through.  These days, most applications are processed online, so if you’re not computer savvy, you are also at a disadvantage.   If you live in Downriver, MI and are in need of SSI and SSD benefits to help support you and/or your family, you will have a definite advantage with Downriver Lawyer on your side. Contact our legal team at 734-619-1237 to schedule your free Social Security benefits consultation. To learn more, visit www.downriverlawyer.com.

October 1

The Matter of Divorce, Lawyers in Downriver, MI  

 

Divorce is a something most of us never consider when we say our “I dos”.  After all, it’s for better or worse, isn’t it?  Unfortunately, no matter how blissfully a marriage starts, it can evolve ­­into an unbearable situation where one party or both parties are unable to see eye-to-eye.

So what does divorce mean for you, and what are the considerations that need to be made?  Whether divorce is a one-sided decision or a mutual decision, each party needs to take the time to understand the legal consequences and procedures that are involved in obtaining a final dissolution.

There is only one ground for divorce in Michigan: “the breakdown of the marriage relationship to the extent that the objects of matrimony have been destroyed and there remains no reasonable likelihood that the marriage can be preserved.”  MCL 552.6   The benefit to this requirement is that no matter who did what to whom, there is no need to establish fault in order to get a divorce.

Divorce itself is a complicated and delicate matter; one that should not be handled alone, and it is a decision that will carry with it future circumstances which are best left in the hands of an attorney.  That is why Downriver Lawyer is your best-suited source of legal representation.  We handle every matter sympathetically and aggressively to ensure that your rights and future are protected.

As your decision to terminate your marriage begins, there are considerations that need to be made if you have children, joint assets, joint liabilities and debts, or if you own a business venture together, or if you have never worked during the period of your marriage.  And, the longer the marriage, the more complicated these matters may become.  That is exactly why divorce should not simply be left in the hands of the court.  You need someone on your side to make sure that the outcome of your divorce doesn’t impact your future negatively.

Take for instance the following examples of what divorce may lead to and what you need to take into consideration:

  • For one, if children are involved, you are faced with whether you and your spouse will remain living together under one roof or separating.  If you make separate living arrangements, then you have to tackle the issue of child custody and visitation rights.  This decision is perhaps the most sensitive and complicated and one that you do not want to gamble with.
  • If you lose physical and/or legal custody of your children, you will then be faced with child support payments, which can be provided through an amicable decision between the two parties or can be court-ordered.  This, again, carries with it future economic consequences which our Michigan attorneys have been handling successfully for decades.
  • Next, you need to take into consideration assets that need to be divided up between you and your spouse.  Whether that involves real or personal property, jointly held assets, family valuables, income, pensions, benefits such as 401Ks, or just a simple division of the money you have in the bank.  While you may think that you are entitled to the money or assets that you earned individually, the courts believe differently and will divvy up such assets as they see best and not necessarily equally.
  • With the division of assets comes also the division of liabilities, i.e. debts.  This is probably the stickiest of situations.  Determining the extent of liability that you and your spouse have accrued and who is responsible to what degree.  With the help of your experienced attorney at Downriver Lawyer, we will walk you through this step carefully to ensure that all debt is dispersed with while you are still married and prior to the finalization of your dissolution.  Why? Because any debt that you carry with you after divorce will likely affect your credit which will in turn affect your ability to rent or buy future real estate, personal property, or even open up bank accounts and credit cards.

 

  • In addition, some parties will be subject to alimony rewards or payments, depending on who makes the higher income.  Again, this is a sensitive situation as many spouses who are not ending the marriage amicably may be reluctant to provide this sort of support to their ex-spouse.  This is where our attorneys have received the highest marks in Michigan in securing alimony payments for our clients.

As you can see, all of these factors carry with them future consequences.  Even if you plan on filling out the paperwork on your own, or think that your spouse will be “fair” in handling the divorce, you will still benefit from a consultation with our attorneys at Downriver Lawyer.  There are traps and loopholes that the legal system has in divorce matters, and if not handled properly, you may be in risk of losing a lot more than you bargained for when you made the decision to obtain a divorce.

Always keep yourself knowledgeable and protected.  As you struggle through the emotional side of a divorce, let our top-rated MI lawyers in Downriver worry about the legal aspect.  In the game of life, divorce is not a gamble…don’t leave your future in the hands of your spouse or the court system.  Contact us for a consultation today to support you through this difficult time 734-619-1237 or info@downriverlawyer.com.  We have decades of experience and a team of aggressive attorneys who will handle your matter as if it were their own.   Learn more about us at www.downriverlawyer.com or visit us on Facebook and Twitter.

 

September 24

Disability Programs and Social Security (SSI & SSD) in Downriver, Michigan

If you have become disabled on the job or from any other reason, you may be wondering how far your savings is going to go for you and your family. If you are awarded worker’s compensation, this may be only for a limited time, during which time your disability may become permanent. Worse yet, if you have no savings, then you’re wondering how you are going to be able to pay for any medical treatment that you may need in addition to your family’s expenses. That is where Social Security benefits come into play, whether you qualify for Supplemental Security Income (“SSI”) or Social Security Disability Insurance (“SDD”). Either way, our attorneys in Downriver Michigan are here to evaluate your and qualify you for the benefit that you are eligible for.

The first requirement to determine is whether you meet the federal definition of “disability” as defined by the Social Security Administration. According to Social Security, “disability” is strictly defined as your inability to work IF:

• “You cannot do work that you did before;
• We decide that you cannot adjust to other work because of your medical condition(s); and
• Your disability has lasted or is expected to last at least one year or to result in death.” http://www.ssa.gov/dibplan/dqualify4.htm

This is a strict definition that requires careful analysis. Our Michigan attorneys at Downriver Lawyer have years of experience analyzing and qualifying disabled individuals that meet this definition. Together we will conclude whether your disability is one that is short-term and easily maintained through worker’s compensation, health insurance or your savings, or if it is long-term, permanent or terminal that will allow you to qualify for either one of these federal programs.

What Downriver Lawyer will do for you:

• First, we make a determination of “how severe” your disability is. We work with a team of doctors or your doctor to determine the level of disability involved and the degree to which your disability interferes with working.

• Second, we determine whether your condition is one that is provided for in the list of disabling medical conditions outlined by the Social Security Administration to meet the definition of disability.

Thirdly, we compare how your current condition affects your ability to perform your previous job duties versus when you were without such an ailment.

• Finally, we decide if your current condition is suited to other work and the degree in which your condition affects any other job functions that may be required of you.

Once all determination have been made, we then analyze the level for which you will qualify, SSI v. SSD.

SSD is a program that provides you and certain family members with economic support and benefits if you have worked for the requisite time and have paid into the Social Security taxes.

On the other hand, SSI pays benefits to adults and children who qualify as being disabled who have limited income and resources. Oftentimes children with severe medical conditions such as severe autism, mental disability, cerebral palsy and other physical disabilities can qualify to receive benefits so that your family can always provide for the treatment and necessities of your child or adult family member.

Remember…dealing with this federal agency is no walk in the park. Aside from the many strict requirements, there are strict deadlines as well as collection of medical documentation and other evidence and finally an interview.

Being disabled and distressed is enough to have to deal with. That is why our SSI Attorneys let you take a back seat while we gather, prepare and present your case to the Social Security Agency. Failing to provide the necessary documentation and medical reports will be enough for the agency to pass you over, leaving you without many options. Don’t let this happen to you. Downriver Lawyer has a team of expert lawyers, paralegals and doctors that work cohesively to ensure that all deadlines are met and documents are provided.

Determining your eligibility is only half the battle. You will be swamped with paperwork, submissions and questionnaires if you try to handle this on your own.

We will even prepare you for the interview that you will have to attend so that you can readily provide the information that is being asked. You shouldn’t be left in the dark with his; especially after so many years of employment and your payment into the Social Security system. They owe it to you to give you financial support while you are disabled.

No one ever thinks they will become disabled. But what happens if you do? Who is going to make sure that your condition is met with the same level of loyalty that you have provided at your employment and payments into the social security system. Downriver Lawyer is your trusted team of lawyers in MI. Our results have brought years of comfort and serenity to hundreds of individuals who have suffered from disabling conditions that were not foreseen. If you find yourself or a family member in such a situation, consult with us today for an evaluation of your case and the possibility of gaining benefits through SSI and SSD. You can contact us directly at 734-619-1237 or via email at info@downriverlawyer.com. We look forward to having our team of experts work with you to get you the care and benefits that you need.

September 16

Three things you need to know about probate law in Downriver, MI

There are certain subjects many people feel uncomfortable talking about, including death and wills.  No one wants to think about it, but death is inevitable for all of us.  As we age, these are things we begin to consider more, because it makes sense to prepare as much as we can to help protect and support the loved ones we leave behind.  Some people don’t want to think ahead, and end up passing away without ever having written a will.  In such cases, the decedent is said to have died “intestate,” therefore requiring a court-appointed legal representative that serves as the distributor of assets.  In other situations, a deceased person’s will may be challenged by a family member in court.  Perhaps that individual feels the will was written under duress or while the deceased was incapacitated, and that is why they want to have the will declared invalid.  These types of complex scenarios are cases heard in probate court.  If you or a loved one is dealing with a similar matter, it is best to consult a probate attorney.   This area of law can be quite technical and tricky.  Due to the emotional and personal nature of probate cases, there are a few important facts you should know before you consult a lawyer:

1)      Find out if a will exists.  Was it signed, dated, and notarized?  If you’re unclear on what a will actually is, nolo.com defines it as “A document in which the will maker specifies who is to receive his or her property at death and names an executor.  To be valid, a will must be signed by the person who made it (called the testator), dated, and witnessed by two people.” http://www.nolo.com/dictionary/will-term.html

2)      Generally, wills are legal and binding documents.  If one is signed by a person sound in mind, it would be difficult to refute it.  It would only be wise to challenge a will if you suspect your family member was forced to sign it, another person forged the will, or the signer was mentally incapacitated.

3)      In some cases an inheritance tax may be required after a decedent’s assets have been distributed.  A probate attorney will help you determine if taxes are required.

In summary, there are a lot of complicated terms used when dealing with probate cases.  If you live Downriver and need assistance in this area, Downriver Lawyer is your #1 Probate Legal Team.  We are experts in probate law, and will handle your case with care and consideration.

For a confidential, free consultation call 734-619-1237.  To learn more about our legal services, check out our website at:  www.downriverlawyer.com.

 

 

 

 

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